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Put your good deeds
on autopilot.

A traditional donation is spent immediately. A donation through the IOST's Afterfund Platform is invested and periodic profits support causes you picked over and over again. This creates ~33x larger impact over your lifetime.

Traditional donation

When You Donate Somewhere ElseReceived oncespent once

vs

IOST Afterfund

When You Donate to Your Good Deed Fund

Invested once,
donated continuously

So, what's important to you?

Pick a cause and help more people with the same donation amount.

Words of Wisdom Fund

Words of Wisdom Fund

Your single donation continuously provides new books and supports running of our library.

Social Services Fund

Social Services Fund

Your single donation continuously provides food, shelter, clothing, and more to the local community.

Masjid Operations Fund

Masjid Operations Fund

Your single donation continuously supports running of our masjid operations.

How it works

1
Pick a cause and donate directly

one of IOST's waqf funds.

2
The donation grows through investing

in halal-certified ETF funds made up of real estate and companies all around the world.

3
Profits from the waqf support the cause you picked every year

while your initial donation stays invested and continues multiplying.

Did you know?

During the time of the Prophet, people would plant palm trees, sell the dates every year, and then donate money to different causes.

Plan your palm tree

Your donation keeps on giving - tracked transparently.

Previous generations donated for lasting good in traditional waqfs and could not track how many people benefitted from it. Today, we have the technology to track and estimate how much continuous good you are making with your waqf donations.

Dashboard screenshot

Now, we can create continuous funding for different causes in our community.

During the time of Omar ibn Abdulaziz, zakat could not be distributed locally because poverty was eliminated within his local community.

Today, with IOST's Afterfund Platform, your donations grow and continually support different causes to accomplish the same goal.

Our story

Frequently asked questions

How does this work?

1. Pick a cause that you care about and donate.

2. Your donation lands directly into a secure IOST bank account.

3. IOST grows your donation in a halal way. This means that the money you donated is invested in halal-certified ETF funds, made up of real estate and companies all around the world.

4. Every year the profits made from the growth of funds are distributed to the cause you picked, while the principal (the original amount donated) stays invested to continue multiplying your donation.

5. In your dashboard, you can track the continuous impact your donation is creating every year.

How does my donation grow?

We spread investments through halal-certified ETF funds that invest globally and across industries to minimize the risk and ensure that the eggs are never in one basket.

These funds invest in public companies, real estate, and other instruments with the highest standards for both stability and performance.

All the investments they make are halal-certified and meet AAOIFI standards.

How do the profits get distributed?

Math time! Let's say you donate $1000 to continuously provide meals.

On average, in the past 30 years, the market grew 10% per year.

So after 1 year, that $1000 grows to $1100.

Part of the profits are taken to buy the meals, and the other part stays together with the initial donation to continue multiplying and producing more meals.

For example, we buy meals for $50 and reinvest $50.

So, we start year 2 with $1050, and after another year, that grows to $1155.

Now, we can distribute even more meals!

Every year, more and more.

How do the profits get distributed?

This is called compounding and it's one of the most powerful traits of investing.

If we repeat this process over and over again, during an average lifetime (77 years), you provide ~33x more meals than with your traditional donation.

So, instead of immediately donating, for example, 500 meals with $1000, your donation gets invested and provides 15,000 meals over your lifetime.

The market grows on average 10% per year, but what happens if it doesn't grow or goes down?

Just like a planted palm tree might not give yields during a dry year, the same can happen with Afterfund donations during global crises as well.

However, this usually happens in short periods.

Long term, the market has historically always grown as the world economy develops and grows. Let's take a look at the market in the past 20 years:

The market grows on average 10% per year, but what happens if it doesn't grow or goes down?

As you can see, during the COVID-19 crisis, the market went down, but it quickly recovered and grew even more.

When you are donating to a waqf, you don't want to look short term - you want something that actively creates good deeds for you LONG TERM, during your lifetime, and even beyond.

Is my donation tax deductible?
Yes! IOST has 501(c)(3) license which means that all your donations are tax deductible.